Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Tammac Holdings Corporation
Tammac Holdings Corporation
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
774
+14.3% vs 2024Originations
$68.3M
Loans x average loanAverage loan
$88,178
Average interest rate
9.97%
Denial rate
74%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11,111 | 774 | $68.3M | $88,178 | 9.97% | 74% | 100% |
| 2024 | 5,591 | 677 | $63.5M | $93,804 | 10.37% | 69% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 149 | $15.6M | $105,000 | 9.98% | 75% | 100% |
| NY | 106 | $9.3M | $87,736 | 10.06% | 47% | 100% |
| MI | 99 | $6.7M | $67,424 | 10.55% | 77% | 100% |
| PA | 95 | $7.6M | $79,842 | 9.77% | 63% | 100% |
| SC | 54 | $6.3M | $116,296 | 10.08% | 77% | 100% |
| OH | 44 | $2.8M | $62,955 | 9.64% | 71% | 100% |
| FL | 43 | $3.7M | $85,000 | 9.86% | 71% | 100% |
| MO | 39 | $3.0M | $77,564 | 9.78% | 68% | 100% |
| LA | 24 | $2.1M | $88,750 | 10.04% | 83% | 100% |
| WV | 21 | $1.5M | $70,714 | 9.35% | 73% | 100% |
| KY | 18 | $1.4M | $80,000 | 9.7% | 77% | 100% |
| VA | 18 | $1.9M | $108,333 | 9.46% | 72% | 100% |
| MS | 15 | $1.5M | $101,667 | 10.58% | 75% | 100% |
| AL | 13 | $1.2M | $95,769 | 10.39% | 79% | 100% |
| GA | 12 | $1.3M | $105,000 | 9.47% | 74% | 100% |
| DE | 11 | $895,000 | $81,364 | 9.66% | 63% | 100% |
| NJ | 9 | $1.1M | $121,667 | 8.97% | 62% | 100% |
| ME | 4 | $290,000 | $72,500 | 9.86% | 67% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.