Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PEOPLES SECURITY BANK AND TRUST COMPANY
PEOPLES SECURITY BANK AND TRUST COMPANY
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
-12.5% vs 2024Originations
$7.9M
Loans x average loanAverage loan
$564,286
Average interest rate
4.55%
Denial rate
12%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 25 | 14 | $7.9M | $564,286 | 4.55% | 12% | 0% |
| 2024 | 21 | 16 | $1.7M | $104,375 | 4.48% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 12 | $4.4M | $370,000 | 4.64% | 14% | 0% |
| NJ | 1 | $3.4M | $3,355,000 | 6% | 0% | n/a |
| NY | 1 | $105,000 | $105,000 | 1.99% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.