Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Meridian Bank
Meridian Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
+17.4% vs 2024Originations
$6.6M
Loans x average loanAverage loan
$246,111
Average interest rate
6.36%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 27 | $6.6M | $246,111 | 6.36% | 0% | 0% |
| 2024 | 28 | 23 | $5.7M | $249,348 | 6.26% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| DE | 16 | $4.5M | $281,250 | 6.29% | 0% | 0% |
| MD | 5 | $1.4M | $279,000 | 6.38% | 0% | 0% |
| IN | 2 | $160,000 | $80,000 | 6.56% | 0% | 0% |
| WV | 1 | $95,000 | $95,000 | 7% | 0% | 0% |
| NJ | 1 | $215,000 | $215,000 | 6.13% | 0% | 0% |
| PA | 1 | $125,000 | $125,000 | 6.38% | 0% | 0% |
| TN | 1 | $155,000 | $155,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.