Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Acre Mortgage & Financial, Inc.
Acre Mortgage & Financial, Inc.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
778
+12866.7% vs 2024Originations
$255.3M
Loans x average loanAverage loan
$328,149
Average interest rate
6.63%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 1,020 | 778 | $255.3M | $328,149 | 6.63% | 2% | 0% |
| 2024 | 9 | 6 | $1.3M | $218,333 | 7.04% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NJ | 334 | $108.7M | $325,329 | 6.56% | 1% | 0% |
| PA | 199 | $56.6M | $284,246 | 6.7% | 1% | 0% |
| FL | 96 | $36.8M | $383,333 | 6.67% | 6% | 0% |
| VA | 34 | $12.0M | $354,118 | 6.65% | 2% | 0% |
| GA | 26 | $9.9M | $379,615 | 6.62% | 0% | 0% |
| MD | 23 | $8.2M | $357,174 | 6.65% | 9% | 0% |
| TX | 21 | $6.5M | $307,857 | 6.64% | 3% | 0% |
| IN | 17 | $4.8M | $285,000 | 6.87% | 4% | 0% |
| NC | 12 | $3.0M | $249,167 | 6.9% | 0% | 0% |
| DE | 7 | $3.0M | $432,143 | 6.7% | 10% | 0% |
| CO | 6 | $3.7M | $620,000 | 6.64% | 0% | 0% |
| SC | 3 | $2.1M | $701,667 | 6.92% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.