Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Old Second National Bank
Old Second National Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
76
Originations
$6.8M
Loans x average loanAverage loan
$89,342
Average interest rate
n/a
Denial rate
29%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 199 | 76 | $6.8M | $89,342 | n/a | 29% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 20 | $1.9M | $95,000 | n/a | 21% | n/a |
| NY | 15 | $1.2M | $81,000 | n/a | 37% | n/a |
| MI | 9 | $735,000 | $81,667 | n/a | 19% | n/a |
| FL | 4 | $290,000 | $72,500 | n/a | 21% | n/a |
| PA | 4 | $300,000 | $75,000 | n/a | 20% | n/a |
| NJ | 3 | $295,000 | $98,333 | n/a | 45% | n/a |
| ID | 3 | $275,000 | $91,667 | n/a | 20% | n/a |
| WA | 3 | $365,000 | $121,667 | n/a | 17% | n/a |
| OH | 3 | $195,000 | $65,000 | n/a | 38% | n/a |
| NH | 2 | $90,000 | $45,000 | n/a | 20% | n/a |
| DE | 2 | $320,000 | $160,000 | n/a | 25% | n/a |
| CO | 2 | $130,000 | $65,000 | n/a | 0% | n/a |
| IN | 1 | $105,000 | $105,000 | n/a | 17% | n/a |
| ME | 1 | $65,000 | $65,000 | n/a | 67% | n/a |
| MA | 1 | $115,000 | $115,000 | n/a | 57% | n/a |
| RI | 1 | $185,000 | $185,000 | n/a | 0% | n/a |
| UT | 1 | $75,000 | $75,000 | n/a | 0% | n/a |
| CT | 1 | $135,000 | $135,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.