Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST CREDIT CORPORATION OF NY, INC.
FIRST CREDIT CORPORATION OF NY, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
134
n/a vs 2024Originations
$13.7M
Loans x average loanAverage loan
$101,940
Average interest rate
7.9%
Denial rate
66%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 1,468 | 134 | $13.7M | $101,940 | 7.9% | 66% | 100% |
| 2024 | 1,717 | 0 | $0 | n/a | n/a | 78% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 38 | $2.9M | $77,105 | 8.08% | 62% | 100% |
| PA | 28 | $2.4M | $85,000 | 8.07% | 65% | 100% |
| NJ | 28 | $3.2M | $113,571 | 7.79% | 70% | 100% |
| CT | 16 | $2.1M | $131,250 | 7.46% | 42% | 100% |
| FL | 12 | $1.8M | $152,500 | 7.84% | 72% | 100% |
| SC | 5 | $495,000 | $99,000 | 7.69% | 74% | 100% |
| DE | 3 | $435,000 | $145,000 | 7.91% | 57% | 100% |
| MA | 1 | $55,000 | $55,000 | 8.24% | 70% | 100% |
| GA | 1 | $65,000 | $65,000 | 7.99% | 75% | 100% |
| CO | 1 | $45,000 | $45,000 | 7.49% | 94% | 100% |
| NC | 1 | $145,000 | $145,000 | 7.74% | 83% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.