Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AFFORDABLE MORTGAGE ADVISORS
AFFORDABLE MORTGAGE ADVISORS
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
91
+42.2% vs 2024Originations
$16.2M
Loans x average loanAverage loan
$178,516
Average interest rate
6.64%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 126 | 91 | $16.2M | $178,516 | 6.64% | 4% | 0% |
| 2024 | 83 | 64 | $13.0M | $203,750 | 6.81% | 2% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 56 | $10.2M | $181,607 | 6.69% | 6% | 0% |
| LA | 9 | $1.3M | $141,667 | 6.3% | 0% | 0% |
| PA | 6 | $840,000 | $140,000 | 6.79% | 0% | 0% |
| TX | 4 | $800,000 | $200,000 | 6.69% | 0% | 0% |
| IL | 4 | $430,000 | $107,500 | 7.06% | 0% | 0% |
| ME | 4 | $950,000 | $237,500 | 6.4% | 0% | 0% |
| NJ | 3 | $805,000 | $268,333 | 6.54% | 0% | 0% |
| VA | 1 | $315,000 | $315,000 | 6.49% | 0% | 0% |
| KY | 1 | $245,000 | $245,000 | 6.99% | 0% | 0% |
| NC | 1 | $105,000 | $105,000 | 6.25% | 50% | 0% |
| SC | 1 | $155,000 | $155,000 | 6.13% | 0% | 0% |
| DE | 1 | $155,000 | $155,000 | 6.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.