Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WSFS bank
WSFS bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
28
+55.6% vs 2024Originations
$3.2M
Loans x average loanAverage loan
$115,714
Average interest rate
7.83%
Denial rate
27%
Home only share
4%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 60 | 28 | $3.2M | $115,714 | 7.83% | 27% | 4% |
| 2024 | 54 | 18 | $1.9M | $107,222 | 8.54% | 46% | 11% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| DE | 27 | $3.0M | $109,444 | 7.86% | 23% | 4% |
| NJ | 1 | $285,000 | $285,000 | 6.99% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.