Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Provident Bank
Provident Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
-33.3% vs 2024Originations
$2.6M
Loans x average loanAverage loan
$1,300,000
Average interest rate
6.56%
Denial rate
33%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 2 | $2.6M | $1,300,000 | 6.56% | 33% | n/a |
| 2024 | 3 | 3 | $3.1M | $1,048,333 | 7.15% | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NJ | 2 | $2.6M | $1,300,000 | 6.56% | 33% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.