Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERITRUST MORTGAGE CORPORATION
AMERITRUST MORTGAGE CORPORATION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+30.4% vs 2024Originations
$7.7M
Loans x average loanAverage loan
$257,667
Average interest rate
7.33%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 117 | 30 | $7.7M | $257,667 | 7.33% | 7% | 0% |
| 2024 | 41 | 23 | $5.6M | $243,696 | 7.8% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 9 | $3.1M | $341,667 | 7.31% | 7% | 0% |
| MS | 8 | $1.6M | $197,500 | 7.26% | 3% | 0% |
| FL | 3 | $755,000 | $251,667 | 7.04% | 0% | 0% |
| TN | 2 | $470,000 | $235,000 | 7.25% | 0% | 0% |
| LA | 1 | $165,000 | $165,000 | 7.13% | 0% | 0% |
| MI | 1 | $185,000 | $185,000 | 11.13% | 0% | 0% |
| ID | 1 | $355,000 | $355,000 | 7.25% | 0% | 0% |
| NC | 1 | $285,000 | $285,000 | 7.75% | 0% | 0% |
| NJ | 1 | $325,000 | $325,000 | 6.63% | 0% | 0% |
| OR | 1 | $175,000 | $175,000 | 6.75% | 0% | 0% |
| SC | 1 | $215,000 | $215,000 | 6.5% | 0% | 0% |
| AR | 1 | $145,000 | $145,000 | 7.25% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.