Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › American Neighborhood Mortgage Acceptance Company
American Neighborhood Mortgage Acceptance Company
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
195
+43.4% vs 2024Originations
$42.1M
Loans x average loanAverage loan
$216,128
Average interest rate
6.65%
Denial rate
5%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 346 | 195 | $42.1M | $216,128 | 6.65% | 5% | 0% |
| 2024 | 261 | 136 | $28.1M | $206,691 | 6.67% | 3% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 40 | $8.2M | $204,000 | 6.71% | 5% | 0% |
| NC | 28 | $5.8M | $207,143 | 6.46% | 2% | 0% |
| SC | 15 | $2.5M | $169,000 | 6.63% | 0% | 0% |
| AZ | 11 | $2.3M | $205,000 | 6.84% | 0% | 0% |
| MT | 9 | $2.4M | $266,111 | 6.78% | 0% | 0% |
| ND | 9 | $2.4M | $261,667 | 6.41% | 0% | 0% |
| TX | 9 | $1.9M | $206,111 | 6.82% | 7% | 0% |
| TN | 9 | $1.6M | $182,778 | 6.63% | 7% | 0% |
| OH | 9 | $1.7M | $190,556 | 7.11% | 11% | 0% |
| SD | 8 | $2.1M | $266,250 | 6.59% | 0% | 0% |
| VA | 7 | $1.8M | $252,143 | 6.86% | 29% | 0% |
| IN | 7 | $1.2M | $176,429 | 6.63% | 0% | 0% |
| DE | 5 | $1.0M | $205,000 | 6.62% | 0% | 0% |
| CA | 4 | $960,000 | $240,000 | 6% | 0% | 0% |
| WY | 3 | $745,000 | $248,333 | 6.62% | 0% | 0% |
| MN | 3 | $665,000 | $221,667 | 6.62% | 0% | 0% |
| NJ | 3 | $755,000 | $251,667 | 6.63% | 0% | 0% |
| OK | 3 | $785,000 | $261,667 | 6.29% | 0% | 0% |
| GA | 2 | $450,000 | $225,000 | 7.06% | 0% | 0% |
| WI | 2 | $790,000 | $395,000 | 6.44% | 0% | 0% |
| ID | 2 | $530,000 | $265,000 | 6.31% | 0% | 0% |
| MD | 1 | $245,000 | $245,000 | 6.75% | 33% | 0% |
| MA | 1 | $435,000 | $435,000 | 6.75% | 0% | 0% |
| KY | 1 | $225,000 | $225,000 | 6.5% | 0% | 0% |
| ME | 1 | $205,000 | $205,000 | 6.5% | 0% | 0% |
| NY | 1 | $135,000 | $135,000 | 6.99% | 25% | 0% |
| AL | 1 | $145,000 | $145,000 | 6.13% | 0% | 0% |
| PA | 1 | $205,000 | $205,000 | 6.38% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.