Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Lincoln National Life Insurance Company
The Lincoln National Life Insurance Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+225.0% vs 2024Originations
$200.3M
Loans x average loanAverage loan
$15,407,308
Average interest rate
5.97%
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 13 | 13 | $200.3M | $15,407,308 | 5.97% | 0% | n/a |
| 2024 | 4 | 4 | $65.3M | $16,317,500 | 6.03% | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 3 | $50.5M | $16,838,333 | 5.82% | 0% | n/a |
| GA | 2 | $51.7M | $25,855,000 | 6.14% | 0% | n/a |
| SC | 2 | $25.5M | $12,755,000 | 6.04% | 0% | n/a |
| TN | 2 | $6.5M | $3,255,000 | 6.61% | 0% | n/a |
| IL | 1 | $9.6M | $9,605,000 | 6.05% | 0% | n/a |
| WI | 1 | $11.5M | $11,505,000 | 5.27% | 0% | n/a |
| TX | 1 | $29.5M | $29,505,000 | 5.5% | 0% | n/a |
| NJ | 1 | $15.4M | $15,435,000 | 5.79% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.