Market insights
What the data says about manufactured home communities, lending and ownership.
2025 annual HMDA filings, loaded Nov 9, 2026. HMDA is published once a year.
118
+24.2% vs 2024$25.9M
+46.6% vs 2024$219,661
28 lenders7.42%
33%
69%
Loans originated by year in CT
Top manufactured home lenders in CT
Select a column heading to re-rank. Select a lender to analyze it. Originations are inferred as loans times average loan. Showing the 28 largest lenders.
| # | |||||||
|---|---|---|---|---|---|---|---|
| 1 | Ballston Spa National Bank | 23 | $2.7M | $119,348 | n/a | 3% | n/a |
| 2 | FIRST CREDIT CORPORATION OF NY, INC. | 16 | $2.1M | $131,250 | 7.46% | 42% | 100% |
| 3 | Total Mortgage Services, LLC | 15 | $1.9M | $129,667 | 3% | 5% | 0% |
| 4 | 21ST MORTGAGE | 13 | $1.1M | $83,462 | 10.66% | 46% | 92% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 13 | $1.6M | $119,615 | 9% | 44% | 100% |
| 6 | GREENWOOD CREDIT UNION | 8 | $510,000 | $63,750 | 8.49% | 33% | 100% |
| 7 | OCEAN STATE CREDIT UNION | 4 | $300,000 | $75,000 | 7.25% | 17% | 100% |
| 8 | BAYCOAST BANK | 3 | $195,000 | $65,000 | 8.73% | 17% | 100% |
| 9 | WESTERLY COMMUNITY CREDIT UNION | 2 | $260,000 | $130,000 | 8% | 0% | 100% |
| 10 | PARAMOUNT RESIDENTIAL MORTGAGE | 2 | $550,000 | $275,000 | 6.75% | 0% | 0% |
| 11 | JEWETT CITY SAVINGS BANK | 2 | $920,000 | $460,000 | n/a | 0% | n/a |
| 12 | CALCON MUTUAL MORTGAGE LLC | 1 | $275,000 | $275,000 | 6.5% | 0% | 0% |
| 13 | Bellwether Enterprise Real Estate Capital, LLC | 1 | $10.0M | $10,015,000 | n/a | 0% | n/a |
| 14 | LOWER, LLC | 1 | $475,000 | $475,000 | 5.99% | 0% | 0% |
| 15 | Homestead Funding Corp. | 1 | $145,000 | $145,000 | 6.63% | 0% | 0% |
| 16 | CROSSCOUNTRY MORTGAGE, LLC | 1 | $105,000 | $105,000 | 6.88% | 0% | 100% |
| 17 | Ascend Bank | 1 | $15,000 | $15,000 | 7.5% | 0% | 100% |
| 18 | Old Second National Bank | 1 | $135,000 | $135,000 | n/a | 0% | n/a |
| 19 | DIME BANK | 1 | $225,000 | $225,000 | n/a | 0% | n/a |
| 20 | Orange Bank and Trust Company | 1 | $615,000 | $615,000 | n/a | 0% | n/a |
| 21 | KIAVI FUNDING, INC. | 1 | $555,000 | $555,000 | 8.45% | 0% | 0% |
| 22 | GENWAY HOME MORTGAGE, INC. | 1 | $15,000 | $15,000 | 9.75% | 0% | 0% |
| 23 | loanDepot.com LLC | 1 | $215,000 | $215,000 | 7.25% | 0% | 0% |
| 24 | NEW AMERICAN FUNDING, LLC. | 1 | $195,000 | $195,000 | 6.5% | 17% | 0% |
| 25 | ROCKET MORTGAGE | 1 | $185,000 | $185,000 | 7.13% | 0% | 0% |
| 26 | T2 FINANCIAL LLC | 1 | $255,000 | $255,000 | 6.13% | 67% | 0% |
| 27 | Thomaston Savings Bank | 1 | $105,000 | $105,000 | 3% | 0% | 100% |
| 28 | PLAZA HOME MORTGAGE, INC | 1 | $225,000 | $225,000 | 6% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public data published by the FFIEC and CFPB, covering loans reported with a manufactured home construction method. The public data is released once a year, so the latest year shown is the most recent full year of filings. Only the largest lenders report quarterly, and those figures are not published by lender. HMDA covers lenders above reporting thresholds, so very small lenders may be missing. Average rate is across loans that reported a rate. Denial rate is denied applications divided by all applications. Home only loans are secured by the home without the land, which is typical in land lease communities. This is informational, not a recommendation of any lender.