Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WESTERLY COMMUNITY CREDIT UNION
WESTERLY COMMUNITY CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
73
-36.5% vs 2024Originations
$10.7M
Loans x average loanAverage loan
$145,959
Average interest rate
7.71%
Denial rate
6%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 201 | 73 | $10.7M | $145,959 | 7.71% | 6% | 100% |
| 2024 | 203 | 115 | $15.2M | $131,783 | 7.72% | 10% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 32 | $4.0M | $124,375 | 7.56% | 5% | 100% |
| NH | 31 | $4.9M | $156,935 | 7.82% | 8% | 100% |
| MA | 7 | $1.3M | $187,857 | 7.77% | 5% | 100% |
| CT | 2 | $260,000 | $130,000 | 8% | 0% | 100% |
| RI | 1 | $235,000 | $235,000 | 7.75% | 11% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.