Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TOTAL MORTGAGE SERVICES, LLC
TOTAL MORTGAGE SERVICES, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
37
+32.1% vs 2024Originations
$6.5M
Loans x average loanAverage loan
$176,081
Average interest rate
5.27%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 51 | 37 | $6.5M | $176,081 | 5.27% | 10% | 0% |
| 2024 | 46 | 28 | $5.7M | $204,286 | 7.08% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CT | 15 | $1.9M | $129,667 | 3% | 5% | 0% |
| ME | 11 | $2.0M | $184,091 | 6.79% | 7% | 0% |
| NH | 3 | $835,000 | $278,333 | 6.63% | 25% | 0% |
| VA | 2 | $550,000 | $275,000 | 6.37% | 0% | 0% |
| NC | 1 | $175,000 | $175,000 | 7.5% | 0% | 0% |
| FL | 1 | $135,000 | $135,000 | 7.25% | 0% | 0% |
| MD | 1 | $305,000 | $305,000 | 6.5% | 0% | 0% |
| SC | 1 | $155,000 | $155,000 | 7.49% | 0% | 0% |
| TN | 1 | $255,000 | $255,000 | 6.38% | 0% | 0% |
| PA | 1 | $135,000 | $135,000 | 7.75% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.