Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Homestead Funding Corp.
Homestead Funding Corp.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
73
+35.2% vs 2024Originations
$14.6M
Loans x average loanAverage loan
$199,658
Average interest rate
6.57%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 95 | 73 | $14.6M | $199,658 | 6.57% | 4% | 0% |
| 2024 | 78 | 54 | $9.9M | $182,963 | 6.65% | 9% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 63 | $12.5M | $197,857 | 6.56% | 5% | 0% |
| PA | 4 | $830,000 | $207,500 | 6.56% | 0% | 0% |
| IN | 1 | $215,000 | $215,000 | 5.99% | 0% | 0% |
| MT | 1 | $215,000 | $215,000 | 6.63% | 0% | 0% |
| SC | 1 | $165,000 | $165,000 | 6.63% | 0% | 0% |
| CT | 1 | $145,000 | $145,000 | 6.63% | 0% | 0% |
| WA | 1 | $335,000 | $335,000 | 6.49% | 0% | 0% |
| DE | 1 | $205,000 | $205,000 | 7.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.