Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

2025 annual HMDA filings, loaded Nov 9, 2026. HMDA is published once a year.

Loans originated (2025)

38

+11.8% vs 2024
Originations

$8.4M

+26.9% vs 2024
Average loan

$220,789

15 lenders
Average interest rate

6.65%

Denial rate

19%

Home only share

28%

Loans originated by year in AK

2024
34
2025
38

Top manufactured home lenders in AK

Select a column heading to re-rank. Select a lender to analyze it. Originations are inferred as loans times average loan. Showing the 15 largest lenders.

#
1TRUE NORTH FEDERAL CREDIT UNION12$1.7M$138,3336.9%28%83%
2NEWREZ LLC5$1.4M$277,0006.4%22%0%
3Mortgage Research Center3$1.1M$355,0006.46%0%0%
4Global Federal Credit Union3$625,000$208,3336.96%22%0%
5MT MCKINLEY BANK2$250,000$125,000n/a0%n/a
6ROCKET MORTGAGE2$610,000$305,0006.25%33%0%
7United Wholesale Mortgage2$470,000$235,0005.78%33%0%
8City 1st Mortgage Services, LC2$660,000$330,0006.44%0%0%
9Residential Mortgage, LLC1$315,000$315,0005.88%50%0%
10loanDepot.com LLC1$145,000$145,0007.88%0%0%
11CROSSCOUNTRY MORTGAGE, LLC1$295,000$295,0006.63%0%0%
12First National Bank Alaska1$105,000$105,0007.75%0%0%
13MOVEMENT MORTGAGE, LLC1$325,000$325,0005.63%0%0%
14GUILD MORTGAGE COMPANY1$285,000$285,0007.38%0%0%
15NEW AMERICAN FUNDING, LLC.1$195,000$195,0006.25%0%0%

Data source: Home Mortgage Disclosure Act (HMDA). Public data published by the FFIEC and CFPB, covering loans reported with a manufactured home construction method. The public data is released once a year, so the latest year shown is the most recent full year of filings. Only the largest lenders report quarterly, and those figures are not published by lender. HMDA covers lenders above reporting thresholds, so very small lenders may be missing. Average rate is across loans that reported a rate. Denial rate is denied applications divided by all applications. Home only loans are secured by the home without the land, which is typical in land lease communities. This is informational, not a recommendation of any lender.