Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Global Federal Credit Union
Global Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
46
+35.3% vs 2024Originations
$24.7M
Loans x average loanAverage loan
$538,043
Average interest rate
6.63%
Denial rate
20%
Home only share
3%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 83 | 46 | $24.8M | $538,043 | 6.63% | 20% | 3% |
| 2024 | 68 | 34 | $14.7M | $432,059 | 6.59% | 29% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 27 | $11.6M | $428,704 | 6.45% | 22% | 4% |
| AZ | 7 | $1.3M | $182,143 | 7.21% | 27% | 0% |
| ID | 5 | $2.3M | $469,000 | 6.5% | 0% | 0% |
| AK | 3 | $625,000 | $208,333 | 6.96% | 22% | 0% |
| CA | 2 | $270,000 | $135,000 | 6.63% | 25% | 0% |
| OR | 1 | $2.7M | $2,705,000 | 6.5% | 0% | n/a |
| SC | 1 | $6.0M | $5,955,000 | 6.5% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.