Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Residential Mortgage, LLC
Residential Mortgage, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+19.0% vs 2024Originations
$7.2M
Loans x average loanAverage loan
$287,400
Average interest rate
6.51%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 30 | 25 | $7.2M | $287,400 | 6.51% | 7% | 0% |
| 2024 | 28 | 21 | $5.5M | $263,571 | 6.7% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 12 | $3.5M | $290,833 | 6.81% | 0% | 0% |
| OR | 5 | $1.6M | $319,000 | 6.32% | 0% | 0% |
| AZ | 3 | $835,000 | $278,333 | 6.29% | 17% | 0% |
| CO | 2 | $430,000 | $215,000 | 6.13% | 0% | 0% |
| ID | 1 | $255,000 | $255,000 | 5.99% | 0% | 0% |
| AK | 1 | $315,000 | $315,000 | 5.88% | 50% | 0% |
| TN | 1 | $265,000 | $265,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.