Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Victorian Finance, LLC
Victorian Finance, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
43
+22.9% vs 2024Originations
$8.0M
Loans x average loanAverage loan
$186,628
Average interest rate
6.64%
Denial rate
1%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 71 | 43 | $8.0M | $186,628 | 6.64% | 1% | 0% |
| 2024 | 56 | 35 | $6.7M | $191,571 | 6.75% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 21 | $4.5M | $212,143 | 6.53% | 3% | 0% |
| WV | 10 | $1.4M | $140,000 | 6.88% | 0% | 0% |
| PA | 6 | $1.1M | $183,333 | 6.77% | 0% | 0% |
| SC | 2 | $410,000 | $205,000 | 6.69% | 0% | 0% |
| VA | 2 | $320,000 | $160,000 | 6.63% | 0% | 0% |
| AL | 1 | $155,000 | $155,000 | 5.99% | 0% | 0% |
| NV | 1 | $185,000 | $185,000 | 6.49% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.