Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › RIGHT START MORTGAGE, INC
RIGHT START MORTGAGE, INC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
167
+50.5% vs 2024Originations
$38.5M
Loans x average loanAverage loan
$230,449
Average interest rate
6.54%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 270 | 167 | $38.5M | $230,449 | 6.54% | 13% | 0% |
| 2024 | 159 | 111 | $22.6M | $203,198 | 7.04% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 121 | $27.0M | $223,017 | 6.5% | 13% | 0% |
| GA | 5 | $965,000 | $193,000 | 6.97% | 11% | 0% |
| TN | 5 | $985,000 | $197,000 | 6.58% | 0% | 0% |
| WA | 5 | $2.3M | $469,000 | 6.58% | 22% | 0% |
| FL | 4 | $700,000 | $175,000 | 7.13% | 14% | 0% |
| OK | 3 | $815,000 | $271,667 | 5.75% | 50% | 0% |
| NM | 3 | $625,000 | $208,333 | 7.37% | 17% | 0% |
| CO | 3 | $725,000 | $241,667 | 7.75% | 0% | 0% |
| KY | 3 | $365,000 | $121,667 | 6.87% | 0% | 0% |
| OH | 3 | $575,000 | $191,667 | 6.79% | 0% | 0% |
| MS | 2 | $470,000 | $235,000 | 5.69% | 0% | 0% |
| CA | 2 | $870,000 | $435,000 | 6.63% | 0% | 0% |
| NV | 2 | $690,000 | $345,000 | 5.74% | 0% | 0% |
| AR | 1 | $245,000 | $245,000 | 5.5% | 0% | 0% |
| MT | 1 | $365,000 | $365,000 | 6.63% | 0% | 0% |
| AL | 1 | $215,000 | $215,000 | 5.25% | 0% | 0% |
| KS | 1 | $125,000 | $125,000 | 6.5% | 0% | 0% |
| AZ | 1 | $235,000 | $235,000 | 6.25% | 0% | 0% |
| NC | 1 | $185,000 | $185,000 | 6.25% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.