Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › NEW DAY FINANCIAL, LLC.
NEW DAY FINANCIAL, LLC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
57
+26.7% vs 2024Originations
$13.9M
Loans x average loanAverage loan
$244,474
Average interest rate
6.7%
Denial rate
48%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 194 | 57 | $13.9M | $244,474 | 6.7% | 48% | 0% |
| 2024 | 196 | 45 | $9.8M | $218,556 | 7.19% | 47% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 11 | $2.9M | $263,182 | 6.78% | 23% | 0% |
| NC | 8 | $1.4M | $180,000 | 6.73% | 45% | 0% |
| CA | 5 | $1.5M | $305,000 | 6.5% | 25% | 0% |
| AZ | 4 | $1.4M | $340,000 | 6.75% | 26% | 0% |
| SC | 4 | $980,000 | $245,000 | 6.37% | 50% | 0% |
| TN | 3 | $815,000 | $271,667 | 6.75% | 33% | 0% |
| KY | 3 | $715,000 | $238,333 | 6.74% | 25% | 0% |
| WA | 2 | $490,000 | $245,000 | 6.5% | 50% | 0% |
| GA | 2 | $500,000 | $250,000 | 6.56% | 0% | 0% |
| MN | 2 | $470,000 | $235,000 | 6.5% | 0% | 0% |
| NV | 2 | $420,000 | $210,000 | 6.56% | 67% | 0% |
| OR | 2 | $520,000 | $260,000 | 6.25% | 57% | 0% |
| ME | 1 | $185,000 | $185,000 | 7.75% | 75% | 0% |
| CO | 1 | $255,000 | $255,000 | 7.75% | 0% | 0% |
| OH | 1 | $95,000 | $95,000 | 6.74% | 0% | 0% |
| OK | 1 | $135,000 | $135,000 | 6.75% | 50% | 0% |
| AL | 1 | $145,000 | $145,000 | 6.49% | 33% | 0% |
| PA | 1 | $145,000 | $145,000 | 7% | 60% | 0% |
| MI | 1 | $285,000 | $285,000 | 6.99% | 86% | 0% |
| KS | 1 | $125,000 | $125,000 | 7.49% | 50% | 0% |
| MT | 1 | $435,000 | $435,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.