Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SUN AMERICAN MORTGAGE COMPANY
SUN AMERICAN MORTGAGE COMPANY
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
-16.7% vs 2024Originations
$6.0M
Loans x average loanAverage loan
$198,667
Average interest rate
6.53%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 52 | 30 | $6.0M | $198,667 | 6.53% | 10% | 0% |
| 2024 | 67 | 36 | $7.5M | $207,778 | 6.67% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 17 | $3.4M | $202,059 | 6.54% | 9% | 0% |
| UT | 11 | $2.1M | $186,818 | 6.58% | 12% | 0% |
| NM | 1 | $155,000 | $155,000 | 5.63% | 0% | 0% |
| NV | 1 | $315,000 | $315,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.