Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › LOANUNITED.COM, LLC
LOANUNITED.COM, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
45
+36.4% vs 2024Originations
$13.2M
Loans x average loanAverage loan
$293,000
Average interest rate
6.47%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 107 | 45 | $13.2M | $293,000 | 6.47% | 9% | 0% |
| 2024 | 48 | 33 | $8.8M | $267,727 | 6.63% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 6 | $1.8M | $301,667 | 6.35% | 0% | 0% |
| GA | 5 | $1.1M | $225,000 | 6.35% | 10% | 0% |
| VA | 5 | $1.4M | $285,000 | 7.02% | 14% | 0% |
| TN | 5 | $1.3M | $253,000 | 6.2% | 0% | 0% |
| WA | 4 | $2.0M | $500,000 | 6.5% | 25% | 0% |
| CA | 4 | $1.6M | $405,000 | 6.47% | 14% | 0% |
| TX | 4 | $1.2M | $302,500 | 6.16% | 25% | 0% |
| NC | 3 | $815,000 | $271,667 | 6.58% | 0% | 0% |
| AL | 2 | $270,000 | $135,000 | 6.5% | 0% | 0% |
| FL | 2 | $420,000 | $210,000 | 6.37% | 0% | 0% |
| SC | 1 | $215,000 | $215,000 | 6.75% | 0% | 0% |
| NV | 1 | $305,000 | $305,000 | 5.75% | 0% | 0% |
| MI | 1 | $105,000 | $105,000 | 6.25% | 0% | 0% |
| IN | 1 | $335,000 | $335,000 | 7.25% | 0% | 0% |
| PA | 1 | $265,000 | $265,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.