Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PEOPLES MORTGAGE COMPANY
PEOPLES MORTGAGE COMPANY
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
104
+10.6% vs 2024Originations
$19.7M
Loans x average loanAverage loan
$189,327
Average interest rate
6.46%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 148 | 104 | $19.7M | $189,327 | 6.46% | 2% | 0% |
| 2024 | 130 | 94 | $20.6M | $218,936 | 6.77% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 51 | $11.5M | $225,392 | 6.87% | 0% | 0% |
| AL | 27 | $2.5M | $93,519 | 5.95% | 3% | 0% |
| CA | 13 | $3.2M | $245,769 | 5.87% | 0% | 0% |
| NE | 4 | $490,000 | $122,500 | 6.84% | 0% | 0% |
| VA | 2 | $670,000 | $335,000 | 6.38% | 0% | 0% |
| NV | 2 | $520,000 | $260,000 | 6.62% | 0% | 0% |
| MS | 1 | $175,000 | $175,000 | 6.25% | 0% | 0% |
| FL | 1 | $145,000 | $145,000 | 6.99% | 20% | 0% |
| PA | 1 | $165,000 | $165,000 | 6.13% | 0% | 0% |
| TX | 1 | $215,000 | $215,000 | 6.5% | 33% | 0% |
| NC | 1 | $95,000 | $95,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.