Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Nationstar Mortgage
Nationstar Mortgage
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
128
+481.8% vs 2024Originations
$29.5M
Loans x average loanAverage loan
$230,547
Average interest rate
6.08%
Denial rate
16%
Home only share
1%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 185 | 128 | $29.5M | $230,547 | 6.08% | 16% | 1% |
| 2024 | 39 | 22 | $5.9M | $267,273 | 5.97% | 23% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 15 | $3.6M | $239,667 | 6.26% | 11% | 0% |
| FL | 10 | $1.9M | $185,000 | 6.6% | 7% | 0% |
| TN | 9 | $2.1M | $228,333 | 6.6% | 20% | 0% |
| TX | 9 | $1.9M | $212,778 | 6.04% | 27% | 0% |
| AZ | 8 | $1.8M | $222,500 | 5.28% | 17% | 0% |
| CA | 7 | $3.2M | $456,429 | 5.53% | 22% | 14% |
| NM | 6 | $1.0M | $171,667 | 6.54% | 13% | 0% |
| OR | 6 | $1.6M | $273,333 | 5.5% | 0% | 0% |
| WA | 6 | $2.3M | $378,333 | 6.41% | 14% | 0% |
| MO | 5 | $885,000 | $177,000 | 6% | 0% | 0% |
| SC | 5 | $905,000 | $181,000 | 6.72% | 17% | 0% |
| MI | 4 | $870,000 | $217,500 | 5.75% | 0% | 0% |
| KY | 4 | $750,000 | $187,500 | 6.63% | 0% | 0% |
| LA | 4 | $700,000 | $175,000 | 6.87% | 22% | 0% |
| GA | 3 | $775,000 | $258,333 | 6.67% | 17% | 0% |
| CO | 3 | $815,000 | $271,667 | 5.21% | 0% | 0% |
| AR | 3 | $385,000 | $128,333 | 4.96% | 20% | 0% |
| OH | 3 | $445,000 | $148,333 | 5.79% | 17% | 0% |
| WV | 2 | $320,000 | $160,000 | 4.81% | 33% | 0% |
| ID | 2 | $460,000 | $230,000 | 4.88% | 0% | 0% |
| MS | 2 | $290,000 | $145,000 | 6.69% | 0% | 0% |
| OK | 2 | $320,000 | $160,000 | 5.19% | 0% | 0% |
| PA | 2 | $340,000 | $170,000 | 5.06% | 25% | 0% |
| VA | 2 | $520,000 | $260,000 | 7.31% | 0% | 0% |
| MT | 1 | $485,000 | $485,000 | 6.75% | 0% | 0% |
| ME | 1 | $235,000 | $235,000 | 7.25% | 0% | 0% |
| MD | 1 | $165,000 | $165,000 | 6.13% | 0% | 0% |
| AL | 1 | $145,000 | $145,000 | 7.75% | 50% | 0% |
| NV | 1 | $275,000 | $275,000 | 6.38% | 75% | 0% |
| IL | 1 | $95,000 | $95,000 | 2.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.