Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

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Lenders › CASTLE & COOKE MORTGAGE, LLC

CASTLE & COOKE MORTGAGE, LLC

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

17

-48.5% vs 2024
Originations

$3.7M

Loans x average loan
Average loan

$216,176

Average interest rate

6.59%

Denial rate

13%

Home only share

0%

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
20253017$3.7M$216,1766.59%13%0%
20245133$7.2M$217,1216.7%2%0%

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
NC4$940,000$235,0006.84%0%0%
ID3$645,000$215,0007.04%0%0%
CA2$320,000$160,0003.75%33%0%
IL2$270,000$135,0006.87%0%0%
OR2$530,000$265,0007.13%0%0%
NE1$135,000$135,0007.13%0%0%
NV1$345,000$345,0006.49%0%0%
UT1$345,000$345,0007.63%50%0%
MO1$145,000$145,0006.75%0%0%

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.

CASTLE & COOKE MORTGAGE, LLC manufactured home lending | Manufactured Housing Hub