Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Berkeley Point Capital LLC
Berkeley Point Capital LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
21
+600.0% vs 2024Originations
$224.9M
Loans x average loanAverage loan
$10,711,667
Average interest rate
5.56%
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 21 | $224.9M | $10,711,667 | 5.56% | 7% | n/a |
| 2024 | 3 | 3 | $51.7M | $17,221,667 | 5.65% | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 4 | $47.0M | $11,740,000 | 5.38% | 0% | n/a |
| CO | 3 | $65.8M | $21,925,000 | 5.15% | 0% | n/a |
| CA | 3 | $24.7M | $8,225,000 | 6.02% | 0% | n/a |
| NC | 3 | $19.7M | $6,581,667 | 5.98% | 0% | n/a |
| WA | 2 | $11.0M | $5,490,000 | 5.88% | 0% | n/a |
| NH | 1 | $6.5M | $6,535,000 | 5.17% | 0% | n/a |
| ME | 1 | $3.8M | $3,805,000 | 5.71% | 0% | n/a |
| NV | 1 | $14.5M | $14,515,000 | 5.53% | 0% | n/a |
| TX | 1 | $8.1M | $8,125,000 | 5.26% | 0% | n/a |
| ID | 1 | $16.7M | $16,675,000 | 5.13% | 0% | n/a |
| NM | 1 | $7.2M | $7,155,000 | 5.31% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.