Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Glacier Bank
Glacier Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
224
-2.6% vs 2024Originations
$71.8M
Loans x average loanAverage loan
$320,536
Average interest rate
7.36%
Denial rate
29%
Home only share
4%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 430 | 224 | $71.8M | $320,536 | 7.36% | 29% | 4% |
| 2024 | 456 | 230 | $49.5M | $215,087 | 7.78% | 27% | 3% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MT | 94 | $23.2M | $246,383 | 7.7% | 27% | 6% |
| ID | 36 | $10.8M | $300,000 | 6.97% | 17% | 0% |
| WA | 35 | $10.1M | $287,571 | 6.88% | 25% | 0% |
| AZ | 17 | $17.0M | $999,706 | 6.94% | 37% | 0% |
| WY | 17 | $3.4M | $200,294 | 7.83% | 43% | 13% |
| CO | 15 | $2.9M | $191,000 | 7.23% | 31% | 0% |
| TX | 6 | $4.1M | $676,667 | 7.01% | 0% | 0% |
| NV | 2 | $120,000 | $60,000 | 7.63% | 0% | 0% |
| UT | 1 | $105,000 | $105,000 | 8.65% | 63% | 0% |
| NM | 1 | $225,000 | $225,000 | 6.75% | 67% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.