Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MLD MORTGAGE, INC.DBA THE MONEY STORE
MLD MORTGAGE, INC.DBA THE MONEY STORE
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
78
+90.2% vs 2024Originations
$22.3M
Loans x average loanAverage loan
$285,769
Average interest rate
6.56%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 94 | 78 | $22.3M | $285,769 | 6.56% | 2% | 0% |
| 2024 | 59 | 41 | $11.4M | $278,902 | 6.75% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 33 | $11.7M | $353,485 | 6.37% | 0% | 0% |
| OK | 18 | $2.8M | $155,556 | 6.76% | 9% | 0% |
| CA | 8 | $3.2M | $398,750 | 6.63% | 0% | 0% |
| TX | 7 | $1.6M | $235,000 | 6.73% | 0% | 0% |
| IN | 3 | $495,000 | $165,000 | 6.94% | 0% | 0% |
| NV | 1 | $395,000 | $395,000 | 6.38% | 0% | 0% |
| OR | 1 | $495,000 | $495,000 | 7.13% | 0% | 0% |
| WI | 1 | $105,000 | $105,000 | 6.13% | 0% | 0% |
| AL | 1 | $155,000 | $155,000 | 6.13% | 0% | 0% |
| WV | 1 | $245,000 | $245,000 | 7.13% | 0% | 0% |
| AZ | 1 | $495,000 | $495,000 | 6.63% | 0% | 0% |
| DE | 1 | $295,000 | $295,000 | 6.5% | 0% | 0% |
| MD | 1 | $165,000 | $165,000 | 6.25% | 0% | 0% |
| NC | 1 | $145,000 | $145,000 | 5.99% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.