Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FBC Mortgage, LLC
FBC Mortgage, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
54
-6.9% vs 2024Originations
$11.2M
Loans x average loanAverage loan
$206,852
Average interest rate
6.83%
Denial rate
12%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 81 | 54 | $11.2M | $206,852 | 6.83% | 12% | 0% |
| 2024 | 94 | 58 | $11.4M | $196,379 | 6.91% | 15% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 32 | $6.1M | $190,625 | 6.8% | 17% | 0% |
| TX | 8 | $1.6M | $200,000 | 6.98% | 9% | 0% |
| CA | 5 | $1.4M | $277,000 | 6.55% | 0% | 0% |
| NC | 2 | $350,000 | $175,000 | 7.06% | 0% | 0% |
| SC | 1 | $215,000 | $215,000 | 6.75% | 0% | 0% |
| TN | 1 | $215,000 | $215,000 | 7.63% | 0% | 0% |
| AL | 1 | $145,000 | $145,000 | 6.99% | 0% | 0% |
| WA | 1 | $305,000 | $305,000 | 7.13% | 0% | 0% |
| GA | 1 | $345,000 | $345,000 | 6.25% | 0% | 0% |
| KY | 1 | $165,000 | $165,000 | 7.25% | 0% | 0% |
| NV | 1 | $345,000 | $345,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.