Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › STG MORTGAGE INC
STG MORTGAGE INC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
+150.0% vs 2024Originations
$5.2M
Loans x average loanAverage loan
$344,333
Average interest rate
6.42%
Denial rate
30%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 60 | 15 | $5.2M | $344,333 | 6.42% | 30% | 0% |
| 2024 | 20 | 6 | $2.1M | $356,667 | 6.21% | 40% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 8 | $3.2M | $402,500 | 6.45% | 21% | 0% |
| FL | 2 | $480,000 | $240,000 | 6.31% | 38% | 0% |
| DE | 1 | $255,000 | $255,000 | 7.38% | 50% | 0% |
| AZ | 1 | $325,000 | $325,000 | 6.88% | 25% | 0% |
| NV | 1 | $275,000 | $275,000 | 6% | 50% | 0% |
| TN | 1 | $275,000 | $275,000 | 5.88% | 33% | 0% |
| TX | 1 | $335,000 | $335,000 | 5.99% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.