Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FlexPoint, Inc.
FlexPoint, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+47.1% vs 2024Originations
$7.0M
Loans x average loanAverage loan
$279,000
Average interest rate
6.06%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 57 | 25 | $7.0M | $279,000 | 6.06% | 14% | 0% |
| 2024 | 41 | 17 | $4.7M | $274,412 | 6.28% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 19 | $5.7M | $301,316 | 5.54% | 7% | 0% |
| FL | 2 | $320,000 | $160,000 | 8.25% | 0% | 0% |
| AZ | 1 | $245,000 | $245,000 | 7.25% | 67% | 0% |
| GA | 1 | $145,000 | $145,000 | 7.63% | 0% | 0% |
| NV | 1 | $265,000 | $265,000 | 7.75% | 0% | 0% |
| VA | 1 | $275,000 | $275,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.