Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ML Mortgage Corp.
ML Mortgage Corp.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
65
+140.7% vs 2024Originations
$18.1M
Loans x average loanAverage loan
$277,923
Average interest rate
6.71%
Denial rate
4%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 95 | 65 | $18.1M | $277,923 | 6.71% | 4% | 100% |
| 2024 | 39 | 27 | $7.8M | $287,222 | 6.74% | 3% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 55 | $15.7M | $285,364 | 6.68% | 3% | 100% |
| AZ | 7 | $1.6M | $226,429 | 6.75% | 18% | 100% |
| NV | 1 | $225,000 | $225,000 | 8.25% | 0% | 100% |
| OK | 1 | $205,000 | $205,000 | 7.25% | 0% | 100% |
| TN | 1 | $355,000 | $355,000 | 6.13% | 0% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.