Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Associated Bank NA
Associated Bank NA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
48
+2.1% vs 2024Originations
$6.1M
Loans x average loanAverage loan
$126,250
Average interest rate
7.23%
Denial rate
44%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 93 | 48 | $6.1M | $126,250 | 7.23% | 44% | 0% |
| 2024 | 89 | 47 | $3.8M | $80,532 | 8.01% | 37% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 36 | $5.0M | $139,444 | 7.13% | 45% | 0% |
| IL | 4 | $270,000 | $67,500 | 7.41% | 38% | 0% |
| MI | 3 | $335,000 | $111,667 | 7.25% | 40% | 0% |
| MN | 3 | $155,000 | $51,667 | 8.54% | 50% | 0% |
| FL | 1 | $125,000 | $125,000 | 6.13% | 50% | 0% |
| MO | 1 | $155,000 | $155,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.