Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST COMMONWEALTH BANK
FIRST COMMONWEALTH BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
102
+50.0% vs 2024Originations
$10.1M
Loans x average loanAverage loan
$98,725
Average interest rate
6.34%
Denial rate
31%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 183 | 102 | $10.1M | $98,725 | 6.34% | 31% | 0% |
| 2024 | 145 | 68 | $4.7M | $69,412 | 6.58% | 34% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 92 | $7.8M | $84,891 | 6.36% | 31% | 0% |
| OH | 10 | $2.3M | $226,000 | 6.19% | 24% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.