Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERICAN NATIONAL BANK
AMERICAN NATIONAL BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+200.0% vs 2024Originations
$545,000
Loans x average loanAverage loan
$181,667
Average interest rate
8.58%
Denial rate
0%
Home only share
33%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 4 | 3 | $545,000 | $181,667 | 8.58% | 0% | 33% |
| 2024 | 4 | 1 | $115,000 | $115,000 | 8% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NE | 2 | $380,000 | $190,000 | 7.9% | 0% | 0% |
| FL | 1 | $165,000 | $165,000 | 9.94% | 0% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.