Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UNITED COMMUNITY BANK
UNITED COMMUNITY BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
82
-2.4% vs 2024Originations
$18.3M
Loans x average loanAverage loan
$223,415
Average interest rate
6.86%
Denial rate
39%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 193 | 82 | $18.3M | $223,415 | 6.86% | 39% | 0% |
| 2024 | 204 | 84 | $14.1M | $167,500 | 7.11% | 41% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 28 | $4.3M | $153,929 | 6.95% | 35% | 0% |
| GA | 21 | $5.5M | $264,048 | 6.92% | 44% | 0% |
| TN | 14 | $3.6M | $257,857 | 6.95% | 40% | 0% |
| SC | 10 | $3.7M | $373,000 | 6.7% | 40% | 0% |
| AL | 8 | $960,000 | $120,000 | 6.38% | 8% | 0% |
| FL | 1 | $165,000 | $165,000 | 6.88% | 63% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.