Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Union Bank and Trust Company
Union Bank and Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+100.0% vs 2024Originations
$280,000
Loans x average loanAverage loan
$140,000
Average interest rate
6.88%
Denial rate
63%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 2 | $280,000 | $140,000 | 6.88% | 63% | 0% |
| 2024 | 3 | 1 | $95,000 | $95,000 | 6.99% | 67% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NE | 2 | $280,000 | $140,000 | 6.88% | 40% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.