Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WESBANCO BANK, INC.
WESBANCO BANK, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
81
+11.0% vs 2024Originations
$10.0M
Loans x average loanAverage loan
$123,272
Average interest rate
5.92%
Denial rate
23%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 135 | 81 | $10.0M | $123,272 | 5.92% | 23% | 0% |
| 2024 | 106 | 73 | $9.2M | $126,370 | 5.8% | 15% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 33 | $4.9M | $148,333 | 6.25% | 25% | 0% |
| WV | 26 | $2.9M | $110,000 | 5.76% | 14% | 0% |
| KY | 11 | $1.2M | $110,455 | 5.55% | 30% | 0% |
| PA | 5 | $465,000 | $93,000 | 4.99% | 25% | 0% |
| IN | 4 | $440,000 | $110,000 | 5.59% | 20% | 0% |
| MI | 2 | $110,000 | $55,000 | 7.5% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.