Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Colorado Federal Savings Bank
Colorado Federal Savings Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+40.0% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$260,714
Average interest rate
6.39%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 7 | $1.8M | $260,714 | 6.39% | 11% | 0% |
| 2024 | 8 | 5 | $675,000 | $135,000 | 6.75% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| DE | 4 | $1.1M | $262,500 | 6.41% | 0% | 0% |
| LA | 2 | $430,000 | $215,000 | 6.56% | 0% | 0% |
| SD | 1 | $345,000 | $345,000 | 6% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.