Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ALPINE BANK
ALPINE BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
142
+136.7% vs 2024Originations
$22.2M
Loans x average loanAverage loan
$156,268
Average interest rate
8.26%
Denial rate
23%
Home only share
58%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 250 | 142 | $22.2M | $156,268 | 8.26% | 23% | 58% |
| 2024 | 113 | 60 | $11.8M | $196,833 | 9.71% | 24% | 38% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 142 | $22.2M | $156,268 | 8.26% | 23% | 58% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.