Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Financial Bank
First Financial Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
73
+12.3% vs 2024Originations
$6.8M
Loans x average loanAverage loan
$93,493
Average interest rate
6.78%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 135 | 73 | $6.8M | $93,493 | 6.78% | 36% | 0% |
| 2024 | 146 | 65 | $5.3M | $81,154 | 7.3% | 48% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 59 | $5.6M | $94,153 | 6.79% | 32% | 0% |
| OH | 8 | $750,000 | $93,750 | 6.61% | 52% | 0% |
| KY | 6 | $520,000 | $86,667 | 6.85% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.