Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AGFIRST FARM CREDIT BANK
AGFIRST FARM CREDIT BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
43
+10.3% vs 2024Originations
$10.3M
Loans x average loanAverage loan
$239,419
Average interest rate
6.81%
Denial rate
8%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 52 | 43 | $10.3M | $239,419 | 6.81% | 8% | 0% |
| 2024 | 51 | 39 | $7.9M | $202,179 | 7.11% | 12% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 13 | $2.3M | $178,846 | 6.96% | 0% | 0% |
| SC | 11 | $2.4M | $222,273 | 6.55% | 8% | 0% |
| GA | 9 | $2.7M | $301,667 | 6.68% | 0% | 0% |
| NC | 5 | $1.5M | $307,000 | 6.88% | 30% | 0% |
| TX | 2 | $730,000 | $365,000 | 7.44% | 0% | 0% |
| VA | 2 | $340,000 | $170,000 | 7.25% | 0% | 0% |
| KY | 1 | $205,000 | $205,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.