Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › S&T Bank
S&T Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
32
-31.9% vs 2024Originations
$2.9M
Loans x average loanAverage loan
$89,063
Average interest rate
5.39%
Denial rate
42%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 59 | 32 | $2.9M | $89,063 | 5.39% | 42% | 0% |
| 2024 | 60 | 47 | $4.1M | $86,702 | 6.97% | 13% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 32 | $2.9M | $89,063 | 5.39% | 41% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.