Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Northwest Bank
Northwest Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
84
+27.3% vs 2024Originations
$6.3M
Loans x average loanAverage loan
$75,119
Average interest rate
6.44%
Denial rate
28%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 149 | 84 | $6.3M | $75,119 | 6.44% | 28% | 0% |
| 2024 | 119 | 66 | $5.5M | $83,485 | 7.94% | 34% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 57 | $4.1M | $71,842 | 6.45% | 30% | 0% |
| IN | 25 | $2.0M | $81,000 | 6.39% | 20% | 0% |
| NY | 2 | $190,000 | $95,000 | 6.5% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.