Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › JOHNSON BANK
JOHNSON BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+175.0% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$210,455
Average interest rate
6.52%
Denial rate
27%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 11 | $2.3M | $210,455 | 6.52% | 27% | 0% |
| 2024 | 9 | 4 | $740,000 | $185,000 | 6.77% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 9 | $1.9M | $207,222 | 6.54% | 26% | 0% |
| KY | 2 | $450,000 | $225,000 | 6.43% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.