Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples Bank
Peoples Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
168
+18.3% vs 2024Originations
$14.3M
Loans x average loanAverage loan
$85,179
Average interest rate
7.48%
Denial rate
23%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 270 | 168 | $14.3M | $85,179 | 7.48% | 23% | 0% |
| 2024 | 235 | 142 | $12.1M | $85,282 | 8.34% | 27% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 99 | $9.0M | $90,556 | 7.52% | 16% | 0% |
| WV | 37 | $2.9M | $79,324 | 7.31% | 27% | 0% |
| KY | 31 | $2.3M | $75,645 | 7.54% | 36% | 0% |
| VA | 1 | $65,000 | $65,000 | 7.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.