Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › City National Bank of Florida
City National Bank of Florida
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
+120.0% vs 2024Originations
$5.1M
Loans x average loanAverage loan
$231,818
Average interest rate
6.34%
Denial rate
3%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 22 | $5.1M | $231,818 | 6.34% | 3% | 0% |
| 2024 | 17 | 10 | $2.0M | $204,000 | 6.56% | 29% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 18 | $4.3M | $236,667 | 6.38% | 0% | 0% |
| FL | 3 | $615,000 | $205,000 | 6.04% | 25% | 0% |
| NC | 1 | $225,000 | $225,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.