Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BOKF NA
BOKF NA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
60
-7.7% vs 2024Originations
$12.0M
Loans x average loanAverage loan
$199,833
Average interest rate
6.61%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 149 | 60 | $12.0M | $199,833 | 6.61% | 36% | 0% |
| 2024 | 161 | 65 | $25.0M | $384,538 | 6.99% | 34% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 23 | $4.0M | $174,130 | 6.84% | 21% | 0% |
| OK | 17 | $2.9M | $169,706 | 6.38% | 49% | 0% |
| AZ | 6 | $1.4M | $228,333 | 6.79% | 0% | 0% |
| TX | 5 | $1.2M | $235,000 | 6.78% | 44% | 0% |
| CO | 4 | $1.5M | $385,000 | 6.47% | 44% | 0% |
| AR | 3 | $575,000 | $191,667 | 6.04% | 33% | 0% |
| MO | 1 | $285,000 | $285,000 | 6.88% | 33% | 0% |
| AL | 1 | $155,000 | $155,000 | 6% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.